10 Companies That Offer EIN Only Business Credit Cards
Building business credit doesn’t have to be boring, and it definitely shouldn’t stress you out. 😅 Good news: there are some amazing companies out there that offer EIN only business credit cards, so you can keep your personal and business finances totally separate. 🙌 Let’s dive into 10 awesome options to help you level up your biz! 🚀
1. Sam’s Club Business Credit Card 🛒
Sam’s Club has a business credit card that’s perfect for entrepreneurs who shop at their stores (and who doesn’t love bulk snacks? 🤤).
- Perks:
- Cash back on fuel, dining, and travel. ⛽🍴✈️
- No annual fee for Sam’s Club Plus members. 💸
- Flexible payment options.
- What You Need:
- Active Sam’s Club membership. ✅
- EIN and some business credit history. 🏢
This card is a great choice if you’re always stocking up on supplies or filling up your tank at Sam’s Club.
Schedule FREE Credit Consultation – CLICK HERE.
2. Hatch Business Credit Card 🐣
Hatch is here to help small biz owners and startups grow. Their card is simple, flexible, and easy to get started with.
- Perks:
- No personal credit check—just your biz info. 💼
- Cashback on everyday expenses. 💵
- No annual fee. 🙌
- What You Need:
- EIN and basic business documentation. 🗂️
Perfect for new businesses that want credit without stressing about personal credit scores. 😎 FREE CONSULTATION
3. Capital One Tap Business Card 🏦
Capital One’s Tap Business Card is all about modern payments and convenience.
- Perks:
- Rewards on every purchase. 🏆
- Tap-to-pay for fast checkouts. 🖐️💳
- Flexible credit limits to match your needs. 📈
- What You Need:
- EIN and proof of business revenue. 💰
If you’re into tech-savvy solutions and rewards, this one’s for you! 🤖
4. Divvy Business Credit Card 🧾
Divvy makes managing expenses fun (yes, really 😄). Their card is loaded with features to help you budget like a pro.
- Perks:
- Automated expense tracking. 🛠️
- Rewards on travel, dining, and more. ✈️🍕
- No fees or personal guarantees. 🙏
- What You Need:
- EIN and a business bank account. 🏦
Divvy is perfect if you want to stay on top of your spending and earn while you’re at it! 💳💼 Claim Your FREE Credit Consultation Call
5. Clearco Business Credit Card 🌐
Clearco (formerly Clear Bank) is a game-changer for e-commerce and tech-savvy businesses.
- Perks:
- Custom credit solutions based on revenue. 💻💵
- No personal credit checks. 🚫
- Rewards for online ad spend and more. 📢
- What You Need:
- EIN and consistent business revenue. 💲
If you’re in the digital space, this card is a no-brainer. 🧠 FREE CREDIT CONSULTATION
6. Torpago Business Credit Card 📊
Torpago’s card is all about control and tracking. Keep your finances organized with ease!
- Perks:
- Custom spending controls for your team. 👥💳
- Real-time expense tracking. ⏱️
- No personal guarantee required. 🙌
- What You Need:
- EIN and business financials. 📑
For businesses that love staying organized, Torpago’s got your back. 🧾✅
7. Brex Business Credit Card 🏆
Brex is basically the gold standard for startups and scaling businesses.
- Perks:
- High credit limits with no personal guarantees. 💪
- Rewards on travel, dining, and software. 🍴💻✈️
- Integrates with QuickBooks, Xero, and more. 📚
- What You Need:
- EIN and a minimum bank account balance (varies by industry). 📊
If you’re a startup ready to take off, Brex is the perfect co-pilot. ✈️ FREE CONSULTATION
8. Charity Business Credit Card ❤️
Nonprofits, this one’s for you! The Charity Business Credit Card is built to help your organization thrive.
- Perks:
- Rewards on office supplies and nonprofit expenses. 📦
- No annual fee. 🙏
- Flexible spending limits based on your needs. 🤝
- What You Need:
- EIN and nonprofit status documentation. 📝
A great tool for nonprofits to manage finances without hassle. 🌍
9. Embers Business Credit Card 🔥
Small to medium-sized businesses, Embers is here to keep your growth burning bright! 🔥
- Perks:
- Cashback on utilities, supplies, and ads. 💵
- No personal credit checks. 🚫
- Easy integration with your favorite software. 🖥️
- What You Need:
- EIN and proof of business registration. ✅
Simple, reliable, and perfect for everyday business needs. 🏢
CLICK HERE TO SCHEDULE YOUR FREE CONSULTATION
10. Ramp Business Credit Card 📈
Ramp is all about efficiency, offering a card that maximizes your spending power.
- Perks:
- Unlimited 1.5% cashback on everything. 💰
- Free expense management software. 🆓
- No fees or personal guarantees. 🙌
- What You Need:
- EIN and business revenue verification. 📑
This cards is a powerhouse for businesses looking to save money and time. ⏳
Why EIN-Only Business Credit Cards Matter 💡
EIN-only business credit cards help you:
- Protect Your Personal Credit: Keep your personal score safe while growing your biz. 🛡️
- Get Higher Limits: Business cards often mean more spending power. 💳
- Boost Credibility: Build a strong business credit profile. 📈
How to Pick the Right Card for You 🤔
When choosing a card, think about:
- Rewards: Pick a card that matches your spending (travel, ads, supplies, etc.). ✈️📦
- Fees: Don’t overpay for perks you won’t use. 💸
- Credit Requirements: Make sure you meet the card’s criteria. ✅
- Features: Look for tools like expense tracking and employee controls. 🛠️
Let’s Get That Biz Credit! 💼✨
EIN-only business credit cards are the ultimate tool for taking your business to the next level. Whether you’re a startup, nonprofit, or established business, there’s a card on this list for you. 🏆
Ready to make those money moves? 💵 Apply for the card that fits your goals and start building your biz credit today. 🚀